Christopher J. Willis leads the firm's Consumer Financial Services Litigation Group. He devotes his practice to assisting financial services institutions facing government investigations and examinations, counseling them on fair lending risk and compliance assessments, and defending them in individual and class action lawsuits brought by consumers and enforcement actions brought by government agencies.
Mr. Willis also chairs the firm's Fair Lending Task Force. His clients span the financial services industry and include banks and non-banks, mortgage banking lenders and servicers, debt collectors and buyers, third-party service providers, student lenders and servicers, and auto finance companies.
Mr. Willis speaks nationally on the subject of consumer financial services law and has been featured in numerous articles in publications such as the Wall Street Journal, the New York Times,American Banker, National Law Journal, BNA Bloomberg, and Bank Safety and Soundness Advisor.
Recognition & Accomplishments
American College of Consumer Financial Services Lawyers, Fellow
Chambers USA: America's Leading Lawyers for Business, financial services regulation: consumer finance (litigation), national ranking, 2014-2017
The Best Lawyers in America, banking and finance litigation, commercial litigation, 2013-2017
Recognized as a "Georgia Super Lawyer" for business litigation, 2012, 2013, and 2014
Named a "Super Lawyers Rising Star," 2009-2011
Represented multiple financial services companies in responding to civil investigative demands issued by the Consumer Financial Protection Bureau (CFPB) in areas including auto finance, mortgages, credit cards, payment processing, credit card add-on products, and debt collection
Served as lead counsel in multiple force-placed insurance cases around the country
Advised multiple financial services companies in conducting compliance reviews in anticipation of examinations by the CFPB
Conducted fair lending risk assessments for banks and non-banks, covering mortgage, credit card, auto financing, and other product lines
Represented a bank in ACH class actions related to payment processing for alleged illegal lending activity
Represented an auto lessor in a nationwide Consumer Leasing Act class action
Conducted a UDAAP assessment for a large credit card rewards program